Since 1996, Howard has built a career in technology and data strategy, project management and software architecture/engineering experience in financial services including risk management, trading and capital market. Howard is results-driven executive who has established a track record of executing complex cross-organizational initiatives in large global financial institutions, seamlessly bridging the gap between business and technology.

Earlier in his career at Thomson Reuters, JPMorgan Chase and State Street Risk Technology organization, Howard has gained extensive experience in large IT organizations, managing organization with multi-million-dollar budget, laying architectural foundation and leading mission-critical projects/technology initiatives. Through many transformation initiatives, he championed effort leveraging global (onshore and offshore) resources in full software development life cycle (SDLC) and with Agile development approaches. Most recently, Howard has been dedicating his energy to drive risk excellence effort in the Enterprise Risk area, through BCBS239 (Risk Data Aggregation and Reporting, including Risk Data Governance & Quality), CCAR, SR11-10 (Interagency Counterparty Credit Risk Management) and other Credit Risk related regulatory initiatives at State Street. Howard has been utilizing his unique blend of experience in risk management/quantitative analysis, as well as architectural skills to drive and build risk solutions that are scalable, extensible and flexible for the business to adopt.

Howard holds degrees of Bachelor in Computer Science from Tsinghua University in China, M. S. in Computer Science from the Ohio State University, as well as MBA from Babson College with concentration in Entrepreneurship and General Management. Howard co-authored “Fundamentals of Web Applications Using .Net and XML”, First Edition, Pearson Education, March 2002. He is also a holder of Chartered Financial Analyst (CFA) designation since 2007.